Make the most of your

TrueFi brings collateral-free lending on-chain, maximizing capital efficiency for borrowers and earning rates for lenders.

Earn on TrueFi

Become a borrower

Trusted by...

Meet TrueFi

TrueFi is DeFi’s leading credit protocol for real-world and crypto-native lending, governed by holders of TRU.

Exit Anytime

Lend with no lockup period and deep exit liquidity, giving you ultimate control of your assets.

Competitive Returns

Take advantage of some of the highest and most consistent returns in DeFi on a growing range of assets.

Default Protection

Your loaned assets are assured by TrueFi’s SAFU fund and TRU stakers, offering millions of dollars in aggregate coverage - with an industry-leading record of underwriting.

Maximum Transparency

Track every dollar loaned to TrueFi’s vetted borrowers on-chain, and review regular attestations of TRU token treasury.

Vetted Borrowers

TrueFi borrowers complete a thorough onboarding, earn community approval, and sign an enforceable loan agreement.

By & For Our Users

TrueFi's TRU holders govern the protocol, approve new borrowers, and influence key treasury & partnership decisions.

Visit our app

Earn on TrueFi

How TrueFi Makes Loans

Dive deeper in this TrueFi explainer video.

TRU, the TrueFi governance token

Use TRU to earn staking returns, govern the protocol, and assure TrueFi against defaults.

Learn more about TrueFi

Litepaper

The best place to start your TrueFi journey, our litepaper lays out the vision for the protocol.

Roadmap

Review the quarterly TrueFi roadmap, detailing major past and future protocol upgrades since November 2020.

Tokens

Meet the various tokens making up the TrueFi ecosystem, covering both governance and loan tokens.

In case of default

Learn how TrueFi keeps your assets safe from technical risks and borrower defaults.

Technology

Review TrueFi's codebase, protocol specs, and audits on GitHub .

TrueFi on

Lend on the largest collateral-free lending protocol

Earn on TrueFi

or Join the Community