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TrueFi brings collateral-free lending on-chain, maximizing capital efficiency for borrowers and earning rates for lenders.
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Meet TrueFi
TrueFi is the protocol for uncollateralized lending, powered by the first ever on-chain credit scores and governed by holders of the TRU token.
Exit Anytime
Lend with no lockup period and deep exit liquidity, giving you ultimate control of your assets.
Competitive Returns
Take advantage of some of the highest and most consistent returns in DeFi on a growing range of assets.
Default Protection
Your loaned assets are assured by TrueFi’s SAFU fund and TRU stakers, offering millions of dollars in aggregate coverage - with zero defaults to date.
Maximum Transparency
Track every dollar loaned to TrueFi’s vetted borrowers on-chain, and review regular attestations of TRU token treasury.
Vetted Borrowers
TrueFi borrowers complete a thorough onboarding, earn community approval, and sign an enforceable loan agreement.
By & For Our Users
TrueFi's TRU holders govern the protocol, approve new borrowers, and influence key treasury & partnership decisions.
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Earn on TrueFi
TRU, the TrueFi governance token
Use TRU to earn staking returns, govern the protocol, and assure TrueFi against defaults.
Learn more about TrueFi
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Lend on the largest collateral-free lending protocol
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